So apparently my auto insurance won't wipe the accident I had three years ago this month off my record until frickin' May. So I get to endure a 10% surcharge for another six months... and all this for an accident that was a mechanical failure, not even my damn fault.

I think when I take a chunk out of my debt come the New Year, I'm going to be shopping around for insurance. As a single male under 30, I'm going to get screwed no matter what I do, but it would be a huge financial relief to me if I could decrease my monthly payment. Ugh, I hate being an adult.